launched a first of its kind health insurance
scheme, Swatha Kutumbam, for the marginalised communities in Vijayawada on Saturday.
Following the concept of universal health coverage, the scheme is open to 1 million residents living in 2.5 lakh households across 265 villages in the parliamentary constituency of Vijayawada.
The scheme is part of a comprehensive initiative which began when Tata Trusts
signed MoU with Andhra Pradesh
government in August last year.
said that it has designed Swatha Kutumbam
by controlling costs and ensuring that premium paid is lower than any other existing scheme in the state. In this family floater scheme, beneficiaries will pay a premium of Rs 1 per day per person to get a cover of Rs 1 lakh per family. Costs related to medicines, diagnostics, and post-surgery care will be covered. Tata Trusts
has roped in Star Health Insurance
as the insurance
partner for Swastha Kutumbam.
According to Tata Trusts, t
he main objective of this scheme is to provide universal healthcare to the rural population of Vijayawada and replicating the same model across states. The area was chosen as a pilot to demonstrate that sustainable universal health coverage
across a network of private hospitals is available at minimal costs. This is crucial because government hospitals in India operate at full capacity round the year. Going forward, governments hospitals will also be able to participate in this scheme, it said.