ALSO READInvesting in gold? Know your 'options' before taking the plunge Gold: Place long-term bets on structured plans, bonds for steady returns Gold could shine again Tightened rules leads to surge in gold smuggling cases by 400% Govt imposes more gold import curbs on star houses to check round-tripping
Sovereign gold bonds (SGBs) are not very liquid. You can sell them back to the issuer after five years. Gold ETFs have better liquidity. On physical gold, you have to pay 3 per cent GST. Buy according to need: SGB for long term, ETF if you need liquidity, and bars if you need to accumulate gold for daughter's marriage.