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Smart moves in a falling interest rate regime

Shift to cheaper loans and look at dynamic funds

Sanjay Kumar Singh 

In their first policy review, the new Reserve Bank of India (RBI) governor and the Monetary Policy Committee (MPC) debuted with a repo rate cut of 25 basis points (bps), bringing it down to 6.25 per cent. While fixed-income investors stand to lose from falling interest rates, borrowers stand to gain. Both need to realign their strategies to make the most of this low rate environment. One more rate cut, perhaps Experts say rates may soften a little more. "RBI is comfortable with an inflation range of four to six per cent. India is experiencing significant disinflation, with further ...

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First Published: Wed, October 12 2016. 21:50 IST
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