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Your Facebook, LinkedIn profiles could soon show creditworthiness

Peer-to-peer lenders have started using social media to evaluate loan applicants

Harshvardhan Lunia 

Getting a loan approved has become a tedious process at present as lenders have started adhering to strict rules and regulations. Lenders scrutinise an applicant's complete financial and personal profile to decide whether to approve a loan and at what interest rate.

If you have never taken a loan and don’t have a credit profile, banks may ask for extra paperwork. If your credit score is low, a bank of your choice may not lend to you. A credit score is a figure that indicates the borrower’s capacity and intention to make repayments. It includes quantification of multiple ...

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First Published: Tue, May 10 2016. 16:35 IST
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