Personal Finance

When borrowing makes sense and when it does not: A guide to consider

Consider what you are borrowing for, how much it will cost, how it fits into your current life

Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access

While selecting one, check the safeguards and the tax-reporting support offered by it

Life insurance for young professionals: Who needs term cover and how much

Term insurance has one clear purpose: Ensuring your income for your family

Selling your mutual funds? Here are the taxes you may have to pay

To understand the actual gains, it is important to make these calculations beforehand. This not only gives you a realistic picture of what to expect but also helps you prepare for tax filing.

The right way to choose health insurance: From floaters to topups

Choosing the right health insurance policy is all about getting the mix right: plan type, sufficient coverage, and smart add-ons

Major gold ETFs stop high-value inflows: Time to hold, buy or rebalance?

Are curbs merely operational, or do they hint at overheating? Experts weigh in on the implications

Planning a PF withdrawal? Here's all you need to know about tax rules

Tax, TDS and exemptions on PF withdrawals explained, including the crucial five-year condition

Fixed deposit rates in June up to 8.1%: Check latest offer by lender

Small finance banks offer up to 8.1% on FDs, while large banks continue to offer rates largely below 7% in June

West Bengal rolls out Ayushman Bharat: Eligibility, steps to apply

Eligible residents can now access cashless hospital treatment worth up to Rs 5 lakh under PM-JAY

India Inc likely to see salary hikes of up to 10.2% in FY27: Report

The high-growth industries led by EV and EV Infrastructure are expected to register salary increments in the range of 9.6 per cent to 10.2 per cent, the report said

Outflows from gold ETFs signal caution; how should investors respond?

Existing investors should book partial profits if overweight; new ones should build exposure in a staggered manner

Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access

While selecting one, check the safeguards and the tax-reporting support offered by it

Leave encashment on retirement? Here's how much tax exemption you can claim

Leave encashment on retirement can be tax free, but exemption rules differ for government and private sector employees

Sukanya Samriddhi Yojana: Missing this monthly deadline can shrink returns

Depositing after the 5th of the month may cost SSY investors interest and reduce final corpus through lower compounding

EPF withdrawal rules explained: When can you withdraw 100% of your corpus?

Full EPF withdrawal is allowed only under specific circumstances; know the eligibility conditions

BaaS lowers entry cost of EV ownership, but may not always be cheaper

Battery as a Service reduces the upfront cost of buying an electric vehicle, but recurring payments, contract terms and resale concerns mean it works best for users with moderate distance driving

Systematic Investment Plan: How SIP works and why starting early helps

A Systematic Investment Plan is a method of investing a fixed sum of money at regular intervals, such as weekly, monthly or quarterly, in a mutual fund scheme

Covered & secured: How to buy, renew, claim health insurance for family

A health insurance policy should cover following expenses incurred by a patient subject to the overall amount insured in the policy period.

Retirement planning for beginners: It's not an overwhelming task to do

A retirement plan is not something you set once and forget. It needs small adjustments over time.

Investing for the first time? Know what various asset classes can do

Before proceeding with your investment journey, identify the requirements or goals for which you will use your investments.