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Personal loan for home renovation

Quick approval, fast disbursal... availing personal loan for home renovation has never been easier

Every house is a reflection of the family that calls it a home. It is a personal sanctuary that fosters harmony and growth. So buying a house is big on everybody’s agenda. With a hefty chunk invested in purchasing, most home owners often cut corners while furbishing the interiors. Soon enough every declaration of delight is followed by a sigh, a hope for funds to tailor-make the living space according to specific needs and desires. 

The dream makeover plans need not be kept on hold, due to lack of funds. Especially since individuals, be it salaried or business owners, can avail a personal loan for home renovation. 

In addition to creating magic with modern designs, the loan can be availed to repair homes as well.

Why get personal?
 
Several banks offer home improvement loans to help spruce up home and renovate. The funds can be utilized to upgrade existing home to a contemporary design and a more comfortable living space. Many experts, however, recommend approaching reputed banks for a personal loan for home improvement purposes. But why opt for a personal loan, when there are exclusive home improvement loans? 

The process for applying for personal loans for home improvement has become so simple that one can apply for within minutes. With a personal loan, the client seeking a loan can submit documentation with a greater ease and funds will be disbursed much quicker. It is a great way to ensure quick cash that can be easily repaid in monthly installments.

It is better to opt for a personal loan rather than home improvement loan as it not only offers quick disbursement, but also gives freedom from filling tons of paper work.

Quicker solutions for pressing needs
 
Many a times home improvement needs get from want to need stage rather quickly. Be it to fix the tiling and flooring, or internal and external plaster, or painting, if the funds are not arrange to start the repair work the living situations are compromised. 

Banks like credit the loan amount, starting from Rs. 50,000 to Rs. 15,00,000, into client’s account within 72 to 120 hours, reducing the wait period drastically. Many home improvement loan schemes take a few weeks time to get sanctioned. So if the remodeling project takes a form of emergency, it is a better idea to opt for personal loan. 

Be it existing or new, any client can apply for a personal loan online within five minutes after checking the eligibility. To avail the loan, one needs to be of a minimum age of 21 years and should have a valid set of documents like ID proof, income proof like the recent pay slips/stubs (in case of salaried individuals), bank statements, proof of office, personal ID and residence proof. Interested clients can upload these documents online and a customer care officer of the bank will take it up from there.  
Client will be intimated once the documents are approved and when the loan amount is disbursed. 

Free from hefty fee
 
The processing fee charged by banks for online applications of personal loans is minimal. With the process being simple and straightforward, the client will receive almost the entire amount applied for with a negligible amount deducted for processing. If eligible, banks don’t keep any caps on the amount of personal loan that needs to be sanctioned. 

Stress-free repayment
 
To ease the burden of paying off the loan immediately, client can opt for the EMI (equated monthly installment) facility. The repayment tenure can range from anywhere between 12 to 60 months. Reputed banks like the offer personal loans with no pre-payment and foreclosure charges. 

Get ‘Interest’ed!
 
There is no dearth of institutions that offer personal loan but the deciding factor has to be the financial or monetary fall outs of availing such loans. Proper financial planning is crucial before you apply and secure a personal loan. 

Repayment of the loan is the primary consideration while applying for a loan. There has to be clarity regarding the repayment terms so that the client can his/her monthly finances better. Any lapses in the repayment of a loan would certainly have a negative impact on the credit history resulting in lower credit scores. This can ruin record of years of hard-earned financial discipline and reputation. 

Reputed banks offer competitive interest on the loan. Of the lot, offers rates starting at 15.50%, one of the best in the market currently. 

Calculated moves
 
With the help of a personal loan EMI calculator, a client can choose the tenure and the amount that he/she is comfortable with to repay each month. The calculator is a great tool that helps decide on the loan application process. The tool offers much-needed information about the term of the loan, the loan amount, and the interest rates to help plan finances before and after the loan application. He/she can also calculate the compound interest to know exactly how much including the interest is calculated as the repayment.

The EMI calculator employed by on its official website is a no-brainer complete with a play slider. Interested client just has to input the amount and the tenure he/she can repay the loan by, and the calculator does the entire math. It is simple to use and touted as highly accurate. 

There are 3 sliders to the application - the loan amount, the interest rate, and the tenure of the repayment. The loan amount bar allows client to choose between certain amounts, he/ she can choose the exact amount of loan you need. After the loan amount is selected, client needs to choose the number of months likely needed to repay the loan by sliding the bar to the corresponding months. Once that’s done, the monthly installment would appear on the screen.

Additional awards
 
In addition to speedy disbursal and good repayment schemes, some financial institutes also offer a few freebies with the loan. has an eDGE Reward points program incorporated. Under the scheme, clients who have availed the personal loan for home improvement can earn eDGE loyalty reward points on transactions and redeem points for over 500 rewards, recharges & bookings, and in-store and online shopping.

RECOMMENDED FOR YOU

Personal loan for home renovation

Quick approval, fast disbursal... availing personal loan for home renovation has never been easier

Quick approval, fast disbursal... availing personal loan for home renovation has never been easier
Every house is a reflection of the family that calls it a home. It is a personal sanctuary that fosters harmony and growth. So buying a house is big on everybody’s agenda. With a hefty chunk invested in purchasing, most home owners often cut corners while furbishing the interiors. Soon enough every declaration of delight is followed by a sigh, a hope for funds to tailor-make the living space according to specific needs and desires. 

The dream makeover plans need not be kept on hold, due to lack of funds. Especially since individuals, be it salaried or business owners, can avail a personal loan for home renovation. 

In addition to creating magic with modern designs, the loan can be availed to repair homes as well.

Why get personal?
 
Several banks offer home improvement loans to help spruce up home and renovate. The funds can be utilized to upgrade existing home to a contemporary design and a more comfortable living space. Many experts, however, recommend approaching reputed banks for a personal loan for home improvement purposes. But why opt for a personal loan, when there are exclusive home improvement loans? 

The process for applying for personal loans for home improvement has become so simple that one can apply for within minutes. With a personal loan, the client seeking a loan can submit documentation with a greater ease and funds will be disbursed much quicker. It is a great way to ensure quick cash that can be easily repaid in monthly installments.

It is better to opt for a personal loan rather than home improvement loan as it not only offers quick disbursement, but also gives freedom from filling tons of paper work.

Quicker solutions for pressing needs
 
Many a times home improvement needs get from want to need stage rather quickly. Be it to fix the tiling and flooring, or internal and external plaster, or painting, if the funds are not arrange to start the repair work the living situations are compromised. 

Banks like credit the loan amount, starting from Rs. 50,000 to Rs. 15,00,000, into client’s account within 72 to 120 hours, reducing the wait period drastically. Many home improvement loan schemes take a few weeks time to get sanctioned. So if the remodeling project takes a form of emergency, it is a better idea to opt for personal loan. 

Be it existing or new, any client can apply for a personal loan online within five minutes after checking the eligibility. To avail the loan, one needs to be of a minimum age of 21 years and should have a valid set of documents like ID proof, income proof like the recent pay slips/stubs (in case of salaried individuals), bank statements, proof of office, personal ID and residence proof. Interested clients can upload these documents online and a customer care officer of the bank will take it up from there.  
Client will be intimated once the documents are approved and when the loan amount is disbursed. 

Free from hefty fee
 
The processing fee charged by banks for online applications of personal loans is minimal. With the process being simple and straightforward, the client will receive almost the entire amount applied for with a negligible amount deducted for processing. If eligible, banks don’t keep any caps on the amount of personal loan that needs to be sanctioned. 

Stress-free repayment
 
To ease the burden of paying off the loan immediately, client can opt for the EMI (equated monthly installment) facility. The repayment tenure can range from anywhere between 12 to 60 months. Reputed banks like the offer personal loans with no pre-payment and foreclosure charges. 

Get ‘Interest’ed!
 
There is no dearth of institutions that offer personal loan but the deciding factor has to be the financial or monetary fall outs of availing such loans. Proper financial planning is crucial before you apply and secure a personal loan. 

Repayment of the loan is the primary consideration while applying for a loan. There has to be clarity regarding the repayment terms so that the client can his/her monthly finances better. Any lapses in the repayment of a loan would certainly have a negative impact on the credit history resulting in lower credit scores. This can ruin record of years of hard-earned financial discipline and reputation. 

Reputed banks offer competitive interest on the loan. Of the lot, offers rates starting at 15.50%, one of the best in the market currently. 

Calculated moves
 
With the help of a personal loan EMI calculator, a client can choose the tenure and the amount that he/she is comfortable with to repay each month. The calculator is a great tool that helps decide on the loan application process. The tool offers much-needed information about the term of the loan, the loan amount, and the interest rates to help plan finances before and after the loan application. He/she can also calculate the compound interest to know exactly how much including the interest is calculated as the repayment.

The EMI calculator employed by on its official website is a no-brainer complete with a play slider. Interested client just has to input the amount and the tenure he/she can repay the loan by, and the calculator does the entire math. It is simple to use and touted as highly accurate. 

There are 3 sliders to the application - the loan amount, the interest rate, and the tenure of the repayment. The loan amount bar allows client to choose between certain amounts, he/ she can choose the exact amount of loan you need. After the loan amount is selected, client needs to choose the number of months likely needed to repay the loan by sliding the bar to the corresponding months. Once that’s done, the monthly installment would appear on the screen.

Additional awards
 
In addition to speedy disbursal and good repayment schemes, some financial institutes also offer a few freebies with the loan. has an eDGE Reward points program incorporated. Under the scheme, clients who have availed the personal loan for home improvement can earn eDGE loyalty reward points on transactions and redeem points for over 500 rewards, recharges & bookings, and in-store and online shopping.

image
Business Standard
177 22

Personal loan for home renovation

Quick approval, fast disbursal... availing personal loan for home renovation has never been easier

Every house is a reflection of the family that calls it a home. It is a personal sanctuary that fosters harmony and growth. So buying a house is big on everybody’s agenda. With a hefty chunk invested in purchasing, most home owners often cut corners while furbishing the interiors. Soon enough every declaration of delight is followed by a sigh, a hope for funds to tailor-make the living space according to specific needs and desires. 

The dream makeover plans need not be kept on hold, due to lack of funds. Especially since individuals, be it salaried or business owners, can avail a personal loan for home renovation. 

In addition to creating magic with modern designs, the loan can be availed to repair homes as well.

Why get personal?
 
Several banks offer home improvement loans to help spruce up home and renovate. The funds can be utilized to upgrade existing home to a contemporary design and a more comfortable living space. Many experts, however, recommend approaching reputed banks for a personal loan for home improvement purposes. But why opt for a personal loan, when there are exclusive home improvement loans? 

The process for applying for personal loans for home improvement has become so simple that one can apply for within minutes. With a personal loan, the client seeking a loan can submit documentation with a greater ease and funds will be disbursed much quicker. It is a great way to ensure quick cash that can be easily repaid in monthly installments.

It is better to opt for a personal loan rather than home improvement loan as it not only offers quick disbursement, but also gives freedom from filling tons of paper work.

Quicker solutions for pressing needs
 
Many a times home improvement needs get from want to need stage rather quickly. Be it to fix the tiling and flooring, or internal and external plaster, or painting, if the funds are not arrange to start the repair work the living situations are compromised. 

Banks like credit the loan amount, starting from Rs. 50,000 to Rs. 15,00,000, into client’s account within 72 to 120 hours, reducing the wait period drastically. Many home improvement loan schemes take a few weeks time to get sanctioned. So if the remodeling project takes a form of emergency, it is a better idea to opt for personal loan. 

Be it existing or new, any client can apply for a personal loan online within five minutes after checking the eligibility. To avail the loan, one needs to be of a minimum age of 21 years and should have a valid set of documents like ID proof, income proof like the recent pay slips/stubs (in case of salaried individuals), bank statements, proof of office, personal ID and residence proof. Interested clients can upload these documents online and a customer care officer of the bank will take it up from there.  
Client will be intimated once the documents are approved and when the loan amount is disbursed. 

Free from hefty fee
 
The processing fee charged by banks for online applications of personal loans is minimal. With the process being simple and straightforward, the client will receive almost the entire amount applied for with a negligible amount deducted for processing. If eligible, banks don’t keep any caps on the amount of personal loan that needs to be sanctioned. 

Stress-free repayment
 
To ease the burden of paying off the loan immediately, client can opt for the EMI (equated monthly installment) facility. The repayment tenure can range from anywhere between 12 to 60 months. Reputed banks like the offer personal loans with no pre-payment and foreclosure charges. 

Get ‘Interest’ed!
 
There is no dearth of institutions that offer personal loan but the deciding factor has to be the financial or monetary fall outs of availing such loans. Proper financial planning is crucial before you apply and secure a personal loan. 

Repayment of the loan is the primary consideration while applying for a loan. There has to be clarity regarding the repayment terms so that the client can his/her monthly finances better. Any lapses in the repayment of a loan would certainly have a negative impact on the credit history resulting in lower credit scores. This can ruin record of years of hard-earned financial discipline and reputation. 

Reputed banks offer competitive interest on the loan. Of the lot, offers rates starting at 15.50%, one of the best in the market currently. 

Calculated moves
 
With the help of a personal loan EMI calculator, a client can choose the tenure and the amount that he/she is comfortable with to repay each month. The calculator is a great tool that helps decide on the loan application process. The tool offers much-needed information about the term of the loan, the loan amount, and the interest rates to help plan finances before and after the loan application. He/she can also calculate the compound interest to know exactly how much including the interest is calculated as the repayment.

The EMI calculator employed by on its official website is a no-brainer complete with a play slider. Interested client just has to input the amount and the tenure he/she can repay the loan by, and the calculator does the entire math. It is simple to use and touted as highly accurate. 

There are 3 sliders to the application - the loan amount, the interest rate, and the tenure of the repayment. The loan amount bar allows client to choose between certain amounts, he/ she can choose the exact amount of loan you need. After the loan amount is selected, client needs to choose the number of months likely needed to repay the loan by sliding the bar to the corresponding months. Once that’s done, the monthly installment would appear on the screen.

Additional awards
 
In addition to speedy disbursal and good repayment schemes, some financial institutes also offer a few freebies with the loan. has an eDGE Reward points program incorporated. Under the scheme, clients who have availed the personal loan for home improvement can earn eDGE loyalty reward points on transactions and redeem points for over 500 rewards, recharges & bookings, and in-store and online shopping.

image
Business Standard
177 22