According to chief operating officer, MR Rao, SKS is the first microfinance institution in the world to get ISO certification. SKS conducts rigorous audits every month in its over 800 offices across the country.

Established in 1998, SKS is India's largest microfinance institution currently serving 2 million clients across 20,000 villages and slums in 15 states.

So far, it has disbursed Rs 2,605 crore in loans with a 99.5 per cent repayment rate. SKS also provides life and health insurance to its clients.

The company targets to reach 4 million clients by 2009.