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How to deal with different scores from credit bureaus

If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy

Just how bad are the bad loans?

With four credit information bureaus functioning in the country, there are chances that you may end up getting different scores from them. Depending on the service that the lender is using, it can hamper your chance of getting a loan. Gaurav Wadhwani, co-founder of credit advisory services company Credit Sudhaar, was surprised to see that one credit bureau gave him a score of 800 while another one calculated it at 530. “Out of 100 clients that we get, around 20 of them face similar problems,” he says. However, the difference is not on account of credit bureaus looking at ...