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Two-thirds of NBFCs and HFCs have strong parentage, biz with long vintage

Consumer and small- and medium-enterprises loans account for 60 per cent of their loan mix

Two-thirds of NBFCs and HFCs have strong parentage, biz with long vintage

Almost two-thirds of non-banking financial companies (NBFCs) and housing finance companies (HFCs) by loan book have strong parentage and businesses with long vintage. Consumer and small- and medium-enterprises (SME) loans account for 60 per cent of their loan mix. Key investor concerns have been the aggressive build-up of wholesale real estate credit, loans against property (LAP), and exposure to SMEs by major NBFCs and HFCs as a proportion of overall credit has doubled over the past four years.