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Should govt's PMFBY crop insurance scheme be voluntary for farmers?

Some experts say voluntary Pradhan Mantri Fasal Bima Yojana may hit farmer enrolments, unless the scheme is made more attractive

crop insurance
Though still at a discussion stage, making PMFBY voluntary for all farmers (not just non-loanee ones) was first mentioned in the 2019 election manifesto of the ruling BJP | Photo: Shutterstock

Simran Sandhu is a farmer in Haryana who alternately grows paddy and wheat in kharif and rabi seasons. Like thousands others, being a loanee farmer, he got enrolled to the Pradhan Mantri Fasal Bima Yojana (PMFBY) and his premium got deducted automatically by July 10.   Paddy crop on around 34 per cent of his land got damaged in the latest bout of rains. But Sandhu has little hope of getting any compensation from the insurance company. According to the government’s revised PMFBY guidelines for kharif 2019, inundation of paddy crops is not one of the calamities for which ...