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  • 29-Dec-2018 | Ajay Sagar

    Is excess capital for RBI a necessary evil?

    The RBI has to manage systemic risk and the financial system as a whole. It can face situations where it must act as lender of last resort. It must have adequate capital, reserves and liquidity

  • 12-Sep-2018 | Ajay Sagar

    Credit rating: New perspectives

    There is a need for greater precision in quantifying risk and assessing quality through a finer gradation of risk categories