November 27, 2016, Sunday
Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline. Investors should ...
November 21, 2016, Monday
Liquidity can be an issue. Also dividends are paid only if issuing banks is profitable
October 22, 2016, Saturday
Banks are offering similar interest rates for short and long-term deposits; the latter is preferable for safe returns
January 06, 2016, Wednesday
Those looking for higher returns can look at tax-free bonds or debt funds that are more tax-efficient
December 01, 2015, Tuesday
Use this window to lock into bank FDs; unless govt cuts small savings rates, banks may not cut deposit rates
July 05, 2015, Sunday
Deposits up to Rs 1 lakh are insured. Read on for ways to raise this cover
April 26, 2015, Sunday
Typically, it is believed that both fixed deposits (FDs) and debt funds face similar taxation, barring the inflation indexation ...
March 04, 2015, Wednesday
With banks likely to cut rates, investing in a product that offers 8-9% annually will be beneficial
December 07, 2014, Sunday
Act now, as bank deposit rates are likely to come down in the near future; supplement this with a few other instruments
October 08, 2014, Wednesday
It only shows a company's quality. Invest if you can stomach the credit risk and then keep track of the rating, to avoid getting ...
September 07, 2014, Sunday
They have given you much fewer returns over the past 40 years compared to many asset classes; yet, bank FDs remain one of the ...
September 07, 2014, Sunday
For a three-year period, fixed maturity plans are better, but consider the quality of the portfolio
May 10, 2014, Saturday
These schemes give higher returns than savings bank accounts and more flexibility than fixed deposits
April 14, 2014, Monday
Interest income on deposits is taxable according to your tax bracket
February 26, 2014, Wednesday
Divide the total amount to invest in different tenures and invest in established banks
November 14, 2013, Thursday
Bank deposit rates are rising, making short-term FDs attractive. For tenures of over a year, though, FMPs fare better
July 11, 2013, Thursday
Go for banks that deduct TDS annually while paying interest quarterly. This improves your returns substantially
June 23, 2013, Sunday
In these uncertain times, fixed income products such as bank FDs and bond funds are good places to park your funds
April 26, 2013, Friday
The loan rate has been curtailed with an outlook to stimulate the growth in financial system and provides a lifeline to the much ...
March 05, 2013, Tuesday
With banks reducing rates on FDs and Budget doubling dividend distribution tax, things don't look so good
