Incorporated on 26 Aug.'83, Integrated Finance Company was promoted by a group of companies including MRF, CEN, Malayala Manorama, and K M Philip, V S Dempo, etc. The company is engaged in equipment leasing, hire-purchase, investments and credit factoring. In Jun.'91, the company came out with a rights issue. In 1994-95, it received CARE + rating from Credit Analysis & Research (CARE). The company finances Kinetic brand products which constitute a significant market share in south India. The demand for the purchase of Kinetic brand vehicles under finance schemes is always increasing. The company is poised for a remarkable growth. The present monetary and fiscal policies combined with the various liberalisation measures of the government have created a favourable climate for industrial growth. The company has two subsidiaries-Industrial Venture Capital Limited (IVCL)and Integrated Stock Broking Services Private Limited (ISBS). The company has entered the International Factoring business, subject to the receipt of suitable permissions and sanctions from the concerned authorities. Company has hold of its own and write new business at remunerative rates. Company has hold the policy of "Survival of the Fittest". Company have made 3480 fresh advances & expanded its market shares in selected retail sectors. During 2001-02 the company focused more on its core acitivities to cater to the retail and other markets of its financial products.