MF folios hit 235 million by March 2025—up 32% in a year
Retail and HNIs now hold over 99% of them
SIP accounts rose to 81.1 million, from 63.8 million a year ago
FY25 inflows: ₹2.9 trillion, up from ₹2 trillion
33% of regular-plan SIPs and 19% of direct-plan SIPs are now over 5 years old
Investors are committing long term
Index fund inflows jumped 278% to ₹59,306 crore
Diversified, disciplined investing is rising
SIPs average out costs in bear markets
Long-term, diversified portfolios lower risks and boost returns
Only 53 million MF investors vs 250 million online shoppers
AUM-to-GDP is just 20%—room to grow and drive India’s economic story