BS EDIT: SME IPO Wave: A Promising Trend with Caution Ahead

By Business StandardPublished On Oct 27, 2025

The Rise of SME IPOs

India’s SMEs have struggled with formal credit, pushing them toward equity markets. IPOs offer capital to scale, innovate, and professionalise operations

Numbers Reflect Strong Momentum

SME IPO listings on BSE and NSE surged more than 87 percent between FY23 and FY25, with issue sizes growing 52.7 percent. India led Asia in total IPO count last year

What’s Driving This Surge

A resilient economy, simplified listing norms, and digital payments such as UPI and ASBA have made fundraising more accessible

State-level policies are boosting ease of doing business

New Sectors and Young Investors

While manufacturing dominates, clean energy, IT services, logistics, and education are growing fast

Younger retail investors are reshaping the market, with their median age dropping to 33

The Risks Beneath the Buzz

Many SME IPOs show sharp debuts but struggle to sustain performance

Price-to-earnings ratios often exceed industry peers, pointing to sentiment-driven valuations and over-subscription

Regulatory Guardrails

Sebi’s reforms—longer lock-ins, caps on offer-for-sale, tighter disclosure norms, and limits on general corporate spending—aim to restore balance and improve transparency

The Way Forward

The boom reflects financial inclusion, but unchecked exuberance can erode trust

Sustainable growth will require valuation discipline, investor education, and stronger due diligence