More women now own assets, use the internet, operate bank accounts and earn cash income
Rising asset ownership is encouraging, but much of it remains joint rather than independent
Higher workforce participation has not fully translated into secure, formal employment
Banking access has expanded significantly, strengthening women's participation in the formal economy
Many credit-eligible women still remain outside the formal lending system
Empowerment will require stronger property rights, better jobs, greater credit access and support for women-led enterprises