AI is making cyberattacks faster, cheaper and more sophisticated, widening the gap between attackers and defenders
Banks, payment networks and Cloud systems are tightly linked. One vulnerability can disrupt multiple institutions at once
AI-driven cyber crises can trigger payment failures, liquidity stress and loss of trust in financial systems
India’s rapid expansion in UPI and fintech has improved access, but also increased exposure to cyber threats
The RBI has proposed safeguards for responsible AI use, yet smaller firms still lack strong cyber defences
AI can improve fraud detection and monitoring, but resilience also needs oversight, stress testing and global coordination