"Events such as these bring forth the need for one to avail insurance for self, family and their possessions as life is very uncertain and risks are unpredictable," said Sanjay Datta, Chief of Underwriting, Claims and Reinsurance at ICICI Lombard GIC.
"The least one can do is mitigate the financial impact due to such incidents," he said in a statement.
As per the data released by the authorities in Kolkata, more than 13 million people have been affected -- some losing houses, crops and lands -- and over 1.5 million homes have been damaged.