Personal Finance

Gold bars, coins: Factor in premiums, making charges and GST costs

Indians continue to favour physical gold for tradition and security, but ETFs offer a more efficient, low-cost route for long-term investment

Updated On: 04 May 2026 | 10:45 PM IST

100% FDI in insurance: Will foreign capital lower premiums or raise risks?

Foreign capital enters insurance: What it could mean for premiums, claims, and policyholder protection

Updated On: 04 May 2026 | 4:53 PM IST

Withdrawing PF soon? Missing this form could quietly cut your payout

Withdrawing PF soon? A new Form 121 rule may quietly cut payouts if missed, even when your tax liability for the year is nil

Updated On: 04 May 2026 | 4:23 PM IST

Spouse income can't be accessed via RTI, Delhi HC stresses privacy law

Court says RTI cannot be used to access spouse income, points to legal route for maintenance disputes and disclosures

Updated On: 04 May 2026 | 1:48 PM IST

Financial changes from May 1: LPG costs, MF overhaul & tax rules explained

LPG costs rise, MF overhaul, tax rules tighten, banking and card norms changes across India

Updated On: 04 May 2026 | 1:25 PM IST

Real estate: Flexible payment plans offer ease but carry hidden costs

Those choosing such plans may also forgo the 8-10 per cent savings often available under down-payment option

Updated On: 04 May 2026 | 12:40 PM IST

As silver slides, punters should exit, long-term investors should buy dip

Those investing now should stagger their investments and enter with a long-term horizon

Updated On: 03 May 2026 | 9:58 PM IST

Investing in NCDs: Assess credit ratings and financials, diversify holdings

With equity returns uneven, non-convertible debentures are gaining traction as a middle path between FDs and stocks-but investors must weigh credit risk, liquidity, and issuer quality before investing

Updated On: 01 May 2026 | 10:02 PM IST

Working on weekends? What labour laws say about your right to rest

As weekend work creep intensifies, we explain the laws for pay and compensatory leave - and the professional risks of asserting your rights

Updated On: 01 May 2026 | 5:27 PM IST

New NPS fee rules from July: Tier-II costs to rise, dormant fees added

Regulator aligns Tier II with Tier I rates, brings in costs for dormant accounts and multi-scheme holdings within PRAN

Updated On: 01 May 2026 | 4:54 PM IST

Dhan rolls out 'Gold Vault', brings MCX-priced bullion with delivery option

Dhan's Gold Vault allows investors to buy MCX-linked gold and silver, opt for physical delivery

Updated On: 01 May 2026 | 1:19 PM IST

Workplace injury claims up over 30% as worker insurance cover widens:Report

It signals wider worker insurance cover, better reporting and faster digital policy access across sectors in India, says the report

Updated On: 01 May 2026 | 1:04 PM IST

Apartment prices rise up to 20% in Jan-March across Delhi-NCR, other cities

Apartment prices rose across top cities in Q1 2026, with demand lagging new launches and premium homes driving market activity

Updated On: 01 May 2026 | 11:53 AM IST

Hidden cost of war on wealth: Capital compounding may be less forgiving

Instead of panic, respond with preparedness; keep separate money pools of money for short-, medium-, and long-term needs

Updated On: 30 Apr 2026 | 6:52 PM IST

Viral Odisha incident: What banks can and cannot do in death claims

Legal experts say that while the incident highlights the emotional friction in death claims, strict banking protocols are designed to ensure funds reach rightful legal heirs rather than to obstruct gr

Updated On: 30 Apr 2026 | 6:24 PM IST

Consider corporate fixed deposits if you want to boost your returns

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

Updated On: 30 Apr 2026 | 6:09 PM IST

Fund review: Franklin India Mid Cap Fund

Fund review: Franklin India Mid Cap Fund

Updated On: 30 Apr 2026 | 5:06 PM IST

Bank holidays in May 2026: Check complete list, state-wise closures here

According to the RBI, banks will stay closed for 12 days out of the 31 days in May 2026. These include weekends, festivals, and regional holidays, so it is advisable to check before heading out

Updated On: 30 Apr 2026 | 2:41 PM IST

Fixed deposits offer up to 8.1% interest: Check best offers across lenders

Small finance banks and NBFCs are leading the rate cycle, while PSU banks remain steady

Updated On: 30 Apr 2026 | 2:31 PM IST

70% Indians say retiring financially secure is 'unachievable': Report

Holidays take precedence over pensions, marking growing tension between lifestyle and long-term security goals

Updated On: 30 Apr 2026 | 2:10 PM IST