Personal Finance

Set up your home without blowing up the budget: Follow this strategy

Spacing out expenses helps avoid turning homeownership into long-term financial stress

Updated On: 03 Oct 2026 | 9:00 AM IST

Plug the leak: How to avoid savings account charges, hidden banking fees

Your account should provide liquidity and convenience without charging you for the privilege

Updated On: 03 Oct 2026 | 7:00 AM IST

Check authenticity and costs before buying art; keep allocation small

Commit only money you can leave invested for years

Updated On: 02 Oct 2026 | 7:47 PM IST

PPF rate unchanged at 7.1%: What investors need to know this quarter

The government has kept small savings rates unchanged for the third quarter, with PPF continuing to offer 7.1 per cent

Updated On: 02 Oct 2026 | 1:56 PM IST

Every Saturday bank holiday? Govt debunks fake Gazette; here's the rule

Bank branches are closed on the second and fourth Saturdays, while other Saturdays are generally working days

Updated On: 02 Oct 2026 | 1:50 PM IST

Income tax enters Class 9: NCERT teaches students how to calculate tax

Council's social science textbook covers budgeting, saving, investing and risk management, linking money choices with long-term financial stability

Updated On: 02 Oct 2026 | 12:37 PM IST

Target maturity funds: How to use them to lock into rising yields

Choose a fund you can hold to maturity, and assess its return after factoring in costs

Updated On: 01 Oct 2026 | 11:17 PM IST

NPS Swasthya: Buy base health cover to complement super top-up offering

Investors should compare the premiums under NPS Swasthya with those of the standalone super top-ups offered by insurance companies

Updated On: 01 Oct 2026 | 10:30 PM IST

Health insurance premiums: What leading insurers charge for a plan

As Irdai weighs caps on commissions and scrutiny of distribution costs intensifies, comprehensive health cover remains essential amid rising private healthcare expenses

Updated On: 01 Oct 2026 | 6:32 PM IST

The new old luxury: Why vintage art is finding fresh interest

As affluent Indian homes become sleeker, buyers are looking to acquire objects with history. But when does something old become valuable, and what should a first-time collector know before buying?

Updated On: 01 Oct 2026 | 6:14 PM IST

Fund Review: Mirae Asset Large & Midcap Fund

Fund Review: Mirae Asset Large & Midcap Fund

Updated On: 01 Oct 2026 | 4:08 PM IST

DriveCam, AirPass, Clinic: ACKO wants to insure you before things go wrong

Three new products, DriveCam, Clinic, and AirPass, built to protect customers before something goes wrong, not just pay out after

Updated On: 01 Oct 2026 | 3:52 PM IST

Digital NBFC loan book hits Rs 1.54 trn, up 28% in a year: Report

Digital lenders accounted for 70% of personal loan volumes, with average ticket size rising 15% to Rs 18,802

Updated On: 01 Oct 2026 | 3:04 PM IST

Indian household debt rises 14.3%, financial assets grow 9% in 2025: Report

Insurance and pensions grew 11.4%, while deposits rose 9.8% and securities 6.1%

Updated On: 01 Oct 2026 | 12:51 PM IST

Active vs passive funds: 88% success in large-caps but only 26% over 10 yrs

Across the broader equity universe, more than 50% of active funds outperformed their passive counterparts over the one-, three-and five-year periods, although the 10-year success rate was below 40%

Updated On: 01 Oct 2026 | 10:52 AM IST

Pilgrimage, wildlife: India's tourism wave is creating new real estate bets

Beyond Goa and Jaipur: The new tourism hotspots that could drive property demand

Updated On: 01 Oct 2026 | 10:27 AM IST

Switch NPS fund manager only if underperformance persists across mkt cycles

Check whether weak returns reflect the market cycle before changing your pension fund manager

Updated On: 30 Sep 2026 | 8:36 PM IST

Paid for a house, lived there but HC nixes son's ownership plea: Here's why

Residence, household spending or construction costs do not create co-ownership when a child cannot prove an independent legal right to the property, says court

Updated On: 30 Sep 2026 | 5:07 PM IST

Sold a property? Eight different ways to reduce your capital gains tax bill

Property sale tax explained: Indexation, Section 54, CGAS and more

Updated On: 30 Sep 2026 | 2:05 PM IST

Money changes in Oct: SBI ATM, LPG, FD, NPS and EPF rules to know

From LPG subsidy authentication to ATM charges and tax deadlines, here are the key changes consumers should track this month.

Updated On: 30 Sep 2026 | 1:48 PM IST