The central and coastal state government can take a few steps in this respect. Maps of village residential areas should be prepared and published online. They should issue ownership certificates to residents that can act as title deeds. They can also notify the creation of equitable mortgage in every village without any transfer fees. The government could ask insurance companies to evolve a national scheme for covering these rural coastal houses and household goods that can be initially subsidised. All these actions empowering the people would require only a fraction of what the government will end up spending on evacuation and its aftermath during such crises.
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