Sad, but true

FIRST PERSON

At 26, single and with a growing responsibility towards my family, I decided to insure myself. Great idea, agreed my financial planner, advising me to opt for a term plan. Reason? It's the cheapest form of insurance cover and moreover, I'd be able to reap the benefits of youth by paying a low premium for a high cover.

However, a trip to several insurance companies convinced me that while term covers may have takers, it's the sellers who are hard to come by. Almost all of them were bent on selling me