Jatinder Handoo is CEO, Digital Lenders Association of India. He has over two decades of professional work experiences in banking, fintech and public policy arena. He has worked at premier banking and finance institutions, including the State Bank of India, HDFC Bank Ltd, FINO Payments Bank , RBI recognised SRO - MFIN India, and Microfinance information Exchange, USA. He holds a Ph.D in economics and public policy from the Indian Institute of Management (IIM), Shillong, India . He has studied the nuances of FinTech & Regulation at the Judge Business School , Cambridge, UK (CFTRI Prog.) and at the University of Luxembourg.