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Larissa Fernand
Evaluating individual fund: Base decisions on 8 quarters of performance
If you need money for an emergency, your goal is near, or with advancing age you prefer a lower allocation to equities, consider redeeming
Multi-asset funds: Align fund's equity strategy with your risk appetite
Investors often latch on to an asset class after it has moved up considerably. Even if they are not reactive in their portfolio allocation, it is not an easy strategy to implement