Namrata Mittal

The author is a CFA, Chief Economist, SBI Mutual Fund.

Namrata Mittal

India's liquidity surplus hides deeper funding stress in banking system

Despite a headline liquidity surplus, India's banking system faces tightening funding conditions, rising short-term rates, and persistent external pressures weighing on liquidity

Updated On: 16 Apr 2026 | 5:54 PM IST