Nirmal Jain

Target of Rs 1.75 lakh crore for FY 2022 in Budget is quite conservative and can be very well overachieved.

Markets are poised for excellent growth, provided reforms continue to roll

The premiums the process demands will preclude the basic objective of financial inclusion - so will limiting the number of new banks

With global growth looking up in 2013 and outlook for inflation benign, we can expect more portfolio flows into India

"The current market valuation is near the long-term average and way below the peak valuations of the bull markets"