Loan Against FD

Loans against FDs come cheaper and are safer, while mutual funds can amplify gains but carry risks. Experts explain when each works best and what safer alternatives exist.

'This isn't free money, it's still debt,' say experts, as they break down the pros, cons, and common traps of taking loans against your investments.

The withdrawal of the Rs 2,000 note will likely result in a spurt in liquidity. How are the subsequent changes likely to impact you? Read more to find out

Over the past few years, the return from the stock market has been far higher amid abundant liquidity that poured in from foreign and domestic investors

Here is how the loan against FD offered by various banks stack up

Here is how the interest rates on loan against FD stack up

Here's how the rates of loan against FD offered by various banks stack up

Here is how the rates and charges of loan against fixed deposit stack up

Here is how the rares of loan against fixed offered by various banks stack up

Loan rate is 100-200 basis points higher than the FD rate

The benefit of a loan against FD is that it has a lower interest rate

Effective interest rate comes to 1-2.5 per cent

Here's how loan against fixed deposits offered by various banks stack up