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Peer-to-peer (P2P) lending: What is it, and who regulates it in India?
Peer-to-peer (P2P) lending is the practice of lending money to individuals or businesses through online services that match lenders with borrowers
Peer-to-peer firms need entry into secured lending, says Rajat Gandhi
The Reserve Bank of India's FSR of December 2021 had also highlighted that given the level of inflation, investors are looking for a certain level of returns, and P2P platforms offer an incentive
RBI regulations create roadblocks for peer-to-peer lending companies
The RBI mandates that an investor can lend up to Rs 1 million across all P2P lending platforms