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7.4% interest rate locked in for 10 years: Who should buy LIC's PMVVY
SCSS, which offers 80C benefit, allows you to lock in at 7.6% for five years
Strategies to protect your income in a scenario of falling interest rates
Several products offer better rates, especially for seniors; that said, never try to optimise returns when you need money in the short term
Senior citizens should lock-in their returns at 8% for 10 years
For those concerned with the certainty of return, the Pradhan Mantri Vaya Vandana Yojana is a better option than Senior Citizens Savings Scheme; but the latter is more liquid
PMVVY: Jaitley launches pension plan for elderly with 8% assured return
Loan up to 75% of the subscription amount shall be allowed after three policy years
