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Cyber insurance explained: What it covers, what it doesn’t, and why it’s needed | Cyber fraud

Last Updated: Feb 05 2026 | 12:49 PM IST

As digital fraud surges across India, cyber insurance is being pitched as a safety net for individuals and households. But what does it actually protect you againstand where does it fall short? Here’s how cyber insurance works, who needs it, and why timing and awareness matter more than most people realise.

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