Explained: Banking Reforms Amendment Bill 2024. What is in it for you?

Recipe for spotting multibaggers: Research, patience & a dash of luck

Spotting a multibagger is rarely straightforward. A company that eventually delivers several times its original share price may, at the outset, look no different from one that struggles to survive.

Clear loans, secure insurance before investing, says Harsh Roongta

Young earners should prioritise repaying loans, securing adequate insurance and building a regular savings habit before focusing on investment returns, Harsh Roongta

NBFC industry leaders flag funding gaps as smaller lenders struggle to grow

Non-banking financial companies (NBFCs) continue to play an important role in India's lending market, but a widening funding gap between larger and smaller lenders is creating challenges

Wholesale funding key for Indian banks and NBFCs, says Fitch's Elaine Koh

At the Business Standard BFSI Insight Summit 2026, Fitch Ratings' Elaine Koh said wholesale and offshore funding will remain important for banks and NBFCs as credit demand outpaces deposit growth

Tokenisation can unlock hidden wealth, cut borrowing costs: Edul Patel, founder & CEO, Mudrex

Tokenisation could help Indians unlock the wealth tied up in assets such as gold and property by making ownership easier to verify, investments more accessible and borrowing against these assets

Small finance banks expand reach, but India's credit gap remains wide

Small finance banks (SFBs) have made significant progress in bringing underserved customers into the formal banking system over the past decade, but the scale of unmet credit demand remains too large.

The financial sector’s role in India’s growth story

India’s credit-to-GDP ratio is expected to rise as economic growth and formalisation increase access to finance,

Bankers hail RBI's FCNR(B) playbook as dollar inflows surge to $12.7 bn

Public sector banks mobilised around $12.7 billion through foreign currency non-resident (bank), or FCNR(B), deposits, helped by the Reserve Bank of India's (RBI's) swap support,

Succession, transition a challenge for founder CEOs: Joydeep Sengupta

Succession planning remains a key challenge for business founders seeking to ensure their companies outlast them, Joydeep Sengupta, author and senior partner at McKinsey & Co.

Microfinance lenders eye diversification as sector recovers: Industry leaders

Microfinance lenders are looking to diversify beyond unsecured group loans by offering new products and retaining existing borrowers as the sector recovers from its recent crisis, industry leaders.