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Investor education must explain why consistently beating market benchmarks is difficult, rather than focusing only on expense ratios, tracking error and low-cost products, panellists said at the fifth edition of the Business Standard BFSI Insight Summit 2026 in Mumbai on Wednesday. In a panel discussion titled 'Getting the Next (Rupee) Ten Trillion' and moderated by Business Standard’s Abhishek Kumar, industry leaders discussed the role of active and passive investing, quantitative strategies, changing investor behaviour and the use of artificial intelligence (AI) in asset management.