New NPS rules explained: 10 big changes that can reshape your retirement

Last Updated: Dec 19 2025 | 7:30 PM IST

India’s National Pension System has just undergone one of its biggest reforms in years. Exit rules are easier, liquidity is higher, and annuity obligations are lower. But what exactly has changed, and how does it affect your retirement money? Here’s a breakdown of the 10 most important NPS rule changes you must know

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