Agentic payments need clear consent and security rules Industry leaders final

Dynamic pricing works for airlines, not insurance, says Irdai Chief

Insurance Regulatory and Development Authority of India (Irdai) Chairman Ajay Seth on Tuesday said dynamic pricing, a practice used by airlines, should not be adopted by insurance digital platforms,

Proposed Irdai norms need a longer glide path say life insurance leaders

Life insurance companies have called for a longer transition period to implement the proposed distribution reforms, saying the changes could lower costs and improve customer outcomes

Recipe for spotting multibaggers: Research, patience & a dash of luck

Spotting a multibagger is rarely straightforward. A company that eventually delivers several times its original share price may, at the outset, look no different from one that struggles to survive.

Clear loans, secure insurance before investing, says Harsh Roongta

Young earners should prioritise repaying loans, securing adequate insurance and building a regular savings habit before focusing on investment returns, Harsh Roongta

NBFC industry leaders flag funding gaps as smaller lenders struggle to grow

Non-banking financial companies (NBFCs) continue to play an important role in India's lending market, but a widening funding gap between larger and smaller lenders is creating challenges

Wholesale funding key for Indian banks and NBFCs, says Fitch's Elaine Koh

At the Business Standard BFSI Insight Summit 2026, Fitch Ratings' Elaine Koh said wholesale and offshore funding will remain important for banks and NBFCs as credit demand outpaces deposit growth

Tokenisation can unlock hidden wealth, cut borrowing costs: Edul Patel, founder & CEO, Mudrex

Tokenisation could help Indians unlock the wealth tied up in assets such as gold and property by making ownership easier to verify, investments more accessible and borrowing against these assets

Small finance banks expand reach, but India's credit gap remains wide

Small finance banks (SFBs) have made significant progress in bringing underserved customers into the formal banking system over the past decade, but the scale of unmet credit demand remains too large.

The financial sector’s role in India’s growth story

India’s credit-to-GDP ratio is expected to rise as economic growth and formalisation increase access to finance,