The embankments of River Jhelum were breached at many places due to rise in water level, submerging areas like Badamibagh, Sonawar, Rajbagh, Kursu, Natipora, Nowgam and old Barzulla, officials said.
Water has also seeped into important installations like Civil Secretariat and High Court in the heart of the city, the official said.
They said vital roads including the airport road, Exhibition Crossing, Hari Singh High Street, Lal Chowk and Regal Chowk have also been submerged under several feet of water.
Thousands of people from water-logged areas have been moved to safer places but many people have been trapped in upper stories of their homes in low-lying areas of the city, the officials said.
Communication system has been disrupted with all almost all private cellular networks out of order. The landline telephone network has also been badly affected.
"We are not able to get information from areas which have been cut off by flood water. Exact extent of deaths and destruction over the past 24 hours is not known," an official in the Police Control Room said.
Torrential monsoon rains, which triggered flooding, landslides and house collapses in Jammu and Kashmir, have so far claimed 116 lives in the state.
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