Subhajit Basu

Subhajit Basu

The writer is BCG’s principal, data science

Subhajit Basu

New bad loan provision measures will tell banks apart under ECL regime

RBI's ECL regime will shift the focus from recognising bad loans to predicting them, making risk management a key differentiator for banks

Updated On: 31 May 2026 | 8:56 PM IST