Banks NPA

The private sector lender reported a 15.5 per cent year-on-year (Y-o-Y) rise in standalone net profit to ₹12,768 crore in Q1FY26, supported by strong treasury gains and healthy credit growth.

The lender's Net Interest Income (NII), which is the difference between interest earned and interest expended, soared 8.2 per cent annually to Rs 582.5 crore in Q2FY25, from Rs 538.4 crore in Q2FY24

CLSA expects private sector banks, which have been stock market laggards over the past few months, to give better returns ahead, given a good business outlook and inexpensive valuations

The bank's capital adequacy ratio saw an impact of 80 basis points after the Reserve Bank of India's (RBI's) decision to increase the risk weight on personal, unsecured, and other loans

Will provide further impetus to resolving stressed assets, rationalising and harmonising instructions

Gross NPA slips to 5%; regulator flags slippages from recast accounts

Mere classification of a firm's loans as NPAs by lender banks does not relieve the borrower from its liability towards payment of interest or the principal, the authority says

May even touch decadal low of 4% by March 2024; MSMEs remain vulnerable with one-fourth of recast accounts likely to turn NPAs

Banks may report higher NPAs on account of DHFL, Coffee Day Enterprises, Cox & Kings, and possibly Vodafone Idea in the coming quarters

The sale is on 100 per cent cash basis, PNB said in an advertisement

In FY18, the banking system reported a net loss of Rs 400 billion because of the sharp rise in NPAs

Swapping and selling assets will help banks to focus on their core competencies and trim their burden

The sequential increase is led by RBI's audit of asset quality for FY17

The provisioning quantum was arrived at after an account-by-account analysis of the economic value of assets underlying large corporate NPAs