Credit To Deposit Ratio

Credit growth coming off its highs has largely contributed to credit-deposit growth aligning

With inflation easing household consumption to growth faster in Q2

Rating agency ICRA estimates Rs 45,000 crore to Rs 50,000 worth of securitisation and direct assignment deals in the July-Sep quarter

While for private banks, credit growth moderated to 7.2 per cent in Q1FY21, from 9.3 per cent in Q4FY20, public sector banks (PSBs) and regional rural banks saw a rise

Total advances by all sources - public sector banks, private sector banks and co-operative banks rose to Rs 53,5840.18 crore in September 2019 from Rs 5,33,874,07 crore in March, 2019.

Reserve Bank of India data shows, however, that the ratio of credit to deposits has improved since 2014 in only 12 states