Health Insurance Portability

Three in four premiums are funded by children or family members of senior citizens: Policybazaar

Using the option could result in delays in claim settlements as new company will familiarise itself with your medical history

While smoking is a known health risk, not all health insurance companies automatically charge smokers higher premiums. Here's what you need to know:

The reasons are high renewal premiums, inadequate service, and need for more sum assured

Here are some lessons for policyholders in case of medical insurance, where it is already allowed