These products are simple, transparent and easy to understand. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining
The government has opened a one-time window for employees under the Unified Pension Scheme (UPS) to switch back to the National Pension Scheme (NPS), reshaping retirement choices for millions
About 78 per cent of Indian investors would lose trust in their adviser after one year of poor performance, as compared to 40 per cent of investors globally