NPA Problem

More than 92 per cent of MFI loan disbursement in FY20 were in cashless mode, as compared to 85 per cent in FY19

Quick resolution in NCLT; Q1 earnings could be precursor to asset quality movement

Putting too much faith in the RBI's stress test could end up misleading investors

Most of the stressed assets are either facing coal supply crunch or don't have any power supply agreement or both

Total stressed loans could be Rs 14 lakh cr, against recognised NPAs at Rs 12 lakh cr

The extra provisioning needed would reduce the profits of creditor banks by 25%, ROA by 12 bps

The markets regulator will bring an easy pricing formula for open offer to public shareholders

The ordinance enables RBI to direct banks to initiate bankruptcy proceedings of defaulting cos

Stresses on quick resolution of stalled projects

Gross NPAs of public sector banks have risen to Rs 6.06 lakh crore in December 2016