Ulip Holders

An ideal product mix depends on what are the strengths of the company and how they cater the needs of the customers, says Jhingran

Changes positive for industry, clarify experts; growing appeal of new tax regime may act as headwind for sector

Most ULIPs show very high returns, which is the selling point. But they don't share that these returns are calculated without any charges.

ULIP has a dedicated portal that makes the process of data requests simpler, faster and transparent

Life insurance companies will raise their solvency margin and free up capital that can be used for other purposes

Starting this month, new Ulip plans with annual premium of over Rs 2,50,000 are proposed to be taxed in the same way as capital gains on transfer of equity-oriented MF units

You can exit Ulips after five years. For traditional plans, check the surrender value

Money in Discontinuance Policy Fund will earn minimum guaranteed return at the rate of 4% a year