What is zero-cost EMI? While we shop online on Flipkart and Amazon, we come across an option of no-cost EMI. Retailers offer such schemes in festival season, especially on products like mobiles, electronic appliances. 
But, does no-cost EMI really mean that there is no interest involved? In this video, we will decode the term and explain in detail about this offer and things you should keep in mind while shopping online.

The actual cost behind 'no-cost EMI': Popular shopping option decoded

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The Delhi government has effected a bureaucratic reshuffle in the national capital, transferring or assigning charges to 23 IAS officers.
Dilraj Kaur, a 2000 batch officer, has been posted as Principal Secretary of the General Administration department along with additional charges of Social Welfare and SC/ST/OBC Welfare.
Nandini Paliwal, a 2003 batch officer, currently holding the charge of Secretary, Higher Education, will now be Commissioner (Trade and Taxes). Pandurang K Pole will be replacing her in the Education department.
Neeraj Semwal, who is currently the Divisional Commissioner, will also be holding the additional charge of Secretary (Land and Building).
Transport Commissioner Niharika Rai has been assigned the additional charge of Delhi Transport Corporation (DTC) chairman.
Prince Dhawan, a 2012 batch officer, will hold the charge of Managing Director of DTC along with an Additional charge of Special Commissioner in the Transport department.
Rashmi Singh has been post

Dilraj Kaur, a 2000 batch officer, has been posted as Principal Secretary of the General Administration department along with additional charges of Social Welfare and SC/ST/OBC Welfare

Seeking to ensure increased monitoring of the poll procedure on voting days, the Election Commission (EC) on Monday decided to carry out webcasting at all polling stations, up from the present 50 per cent.
The webcasting data will be for internal consumption of the poll authority.
Bihar assembly elections are due later this year and it will be the first state where 100 per cent webcasting will be implemented.
In a communication to all state chief electoral officers, the poll panel said webcasting will be done in areas with internet connectivity.
"However, in shadow areas, suitable alternate arrangements of videography, photography, etc. may be made," it said.
So far, webcasting was done in 50 per cent of the polling stations and in "critical polling stations" to ensure that the polling process is not vitiated.
In December last year, the government tweaked an election rule to prevent public inspection of certain electronic documents such as CCTV camera and webcasting footage as we

Bihar assembly elections are due later this year and it will be the first state where 100 per cent webcasting will be implemented

The Mumbai Metropolitan Region Development Authority (MMRDA) on Friday presented a Rs 40,187 crore-budget for the megapolis.
Infrastructure spends across projects have been pegged at Rs 35,151 crore or 87 per cent of the overall expenditure, as per an official statement. The revenues have been estimated at Rs 36,939 crore, and the body chaired by Deputy Chief Minister Eknath Shinde will be borrowing Rs 22,000 crore.
This will result in a budget deficit of Rs 3,249 crore, which the body plans to bridge through land sales, issuance of bonds, financial assistance from the government, and loans from financial institutions, the statement said.
The ongoing metro line projects have been earmarked Rs 10,969 crore of expenditure in the new fiscal, which is a fourth of the overall expenditure..
Over Rs 5,697 crore have been allotted for multiple tunnel projects which are going across the megapolis, with Rs 2,684 crore earmarked for the four-lane road running under the Sanjay Gandhi National 

Infrastructure spends across projects have been pegged at Rs 35,151 crore or 87 per cent of the overall expenditure, as per an official statement

The Rajya Sabha on Thursday returned the Finance Bill 2025 to the Lok Sabha, along with 35 government amendments, including one that abolishes a 6 per cent digital tax on online advertisements, thus completing the 2025-26 budgetary exercise that started on February 1.
The House also returned the Appropriation Bill (3) with a voice vote.
Earlier in the day, Finance Minister Nirmala Sitharaman had moved the two bills in the House.
The Lok Sabha had passed the Finance Bill on March 25 and passed the Appropriation Bill on March 21.
Replying to the debate later in the evening, she said the tendency of the finance ministry would be to exercise caution and not let go of revenues.
"But, here we wanted to use this opportunity to show our respect for Indian taxpayer. We have moved towards setting Rs 12 lakh as threshold up to which no one will have to pay any tax," Sitharaman said.
The Union Budget 2025-26 envisages a total expenditure of Rs 50.65 lakh crore, an increase of 7.4 per cent ov

The Union Budget 2025-26 envisages a total expenditure of Rs 50.65 trillion, an increase of 7.4 per cent over the current fiscal

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The actual cost behind 'no-cost EMI': Popular shopping option decoded

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