Personal Finance

Don't be fazed by one-year return; ELSS long-term record is robust

Choose them for their strong wealth creation potential and short lock-in period, especially if you remain on the old tax regime, but don't judge them on past-year returns alone

Kerala government holiday list 2026: Key dates of bank and office closures

State confirms key dates for banks and financial institutions when they will remain closed, including festivals and annual accounting closures

Cyber-crime cases can't trigger full bank account freezes, rules HC

Court says banks cannot block entire balances, even during cyber-crime probes

Pay Day just got pricier: New credit card offers 37.5% Salary Day rewards

The card introduces India's first "Salary Day Bonus" feature, offering up to 37.5% rewards on salary disbursement days, enabling salaried employees to maximize returns on essential expenses

Gold outperformed everything in 2025: What investors should expect in 2026

Gold's big 2025 run sets up a steadier, more volatile year ahead for investors, says experts

SBI Card's new lounge access rules from 2026: Key changes for flyers

SBI credit card Lounge New Rules in 2026: Company will in January separate premium and Prime cards into two lounge sets and introducing a new verification fee structure.

PaRRVA explained: Sebi's verification tool to check performance claims

SEBI launches PaRRVA App: Verified past returns to help investors cut through noise and make clearer choices

Silver up 91% in 2025, outshines equities as demand from EVs, solar soars

Gold funds are up 65 per cent so far this year; silver funds have surged nearly 95 per cent.

Flying in fog season? Air India to offer free reschedules and full refunds

Passengers will have the option to avail complimentary rescheduling on alternative flights or opt for full refunds without penalty through Air India Fog Care

Schengen rejection cost Indians ₹136 cr as outbound travel hits record 3 cr

Outbound travel surpasses pre-Covid levels; 3.08 crore Indians flew abroad in 2024

Overseas investments via GIFT City funds: Strong rules, simpler taxes

Taxes on capital gains and dividends are paid at the fund level; investors do not pay

Cash at home and the 84% tax buzz: What the new rules actually mean

Expert clarifies when steep penalties apply and how routine cash won't trigger tax trouble

8th Pay Commission rollout: Minister clarifies status, plan for funds

Review process begins for recommendations to made for 12 mn central government workers and pensioners

New ITR forms under 2025 Income Tax Act to be notified before FY28: Govt

The documents will make tax filing easier by reducing legal wording, say experts

₹3.9 lakh/home: Tier-2 spend hits 74% of metro levels in home interiors mkt

Furniture, modular formats take 45% share of India's ₹2.75-lakh-cr market

Home loan relief after RBI move: HDFC Bank, PNB, BoB and others cut rates

Major lenders are lowering their loan rates, providing immediate relief to existing borrowers and improving the outlook for the retail credit market

India's investing awakening: SIPs, Gen Z and the ₹300-lakh-crore MF dream

From FDs to funds: India's investing culture hits a generational turning point

Deloitte India launches AI-based tax research platform Tax Pragya

Deloitte has launched Tax Pragya, an AI-based tax research and summarisation platform trained on 1.2 million cases and Deloitte content to support income tax, GST and transfer pricing work

North leads in motor insurance claims; EV repair may cost Rs 39,000: Report

Cost of repairs and claim frequency, coupled with extreme traffic density in North India, are the primary drivers of escalating motor insurance losses

Travel insurance: If an airline cancels a flight, it pays, not the insurer

Policies typically reimburse cancellations for reasons such as medical emergencies, death of an immediate family member, or natural disasters