Personal Finance

Buying forex: Compare exchange price offered by seller with interbank rate

One way to assess how much you paid is to compare the amount sent with the amount received

UPI Circle launched on Bhim app: how it works and key benefits

Feature allows users to securely delegate UPI payments to trusted individuals; each transaction requires real-time approval

Reddit post sparks debate: Buy or rent amid Bengaluru's realty boom?

With rising prices and peer pressure, experts suggest focusing on financial readiness over FOMO

Tax dept tightens claims scrutiny: Key rules for rent paid to parents

Have a rent agreement and keep pay receipts: Those are among steps you can take to avoid getting a notice

Luxury goods above Rs 10 lakh will now attract 1% TCS, says I-T dept

The TCS provision for luxury goods was introduced via Finance Act, 2024, as part of the Budget presented in July, 2024

How to spot a genuine Sebi-registered financial advisor and avoid scams

Sebi mandates that individuals or entities offering investment advice must be registered under the Sebi (Investment Advisers) Regulations, 2013

Mismatch in Form 16 and AIS? How to fix issue before filing tax return

Income tax department may send notice if the information mismatch is not resolved

How to pay MCD property tax in Delhi by 30 June? Step-by-step guide

If you fail to make payment within the due date, a penalty of 1% on the unpaid amount is levied each month starting from the first day after the due date

Amid stock market volatility, NRIs turn to luxury realty for stable returns

Delhi NCR region stood out as the only top-tier city to register positive growth in new home sales in Q4 (Oct-Dec 2024), with 9,808 units sold-up from 6,528 units in the same period last year.

Looking for low-risk returns? SBI's new fund mixes debt and arbitrage

The NFO opens on April 23 and closes on April 30, 2025. Aimed at conservative investors and corporates, the fund seeks to balance stability with market-neutral returns.

Avoid inoperative bank locker status with rent payments, periodic visits

Banks must follow standard operating procedures when accessing lockers in specific scenarios

Gold price hits Rs 1 lakh mark: What's driving the surge, should you buy?

Avoid buying gold as a speculative play. Treat it as portfolio insurance-not a ticket to overnight wealth.

Goa, Kanpur, Lucknow top the charts in property appreciation in 2025

According to Magicbricks, the average capital appreciation across tier 2 cities stands at 17.6%, outpacing Delhi's 15.7% by a significant margin

EPFO makes pension withdrawals easier: Here's how you can file claims

A step-by-step guide to help you file your claim online smoothly using the Member e-Sewa portal

Yes Bank cuts FD rates for second time in April, offers up to 8.25%

Senior citizens will earn up to 8.25%, general customers up to 7.75% on 12-24 month deposits.

Minors aged 10+ can open, operate bank accounts independently

Regulator says banks may offer facilities such as internet banking, ATM/debit cards, cheque books to minors

Live in South Delhi? How to pay SDMC Property Tax online before 30 June

The property owners are responsible for paying property tax in South Delhi. It is applicable to various kinds of properties including commercial, residential and vacant lands.

Sebi circular on frauds: Verify registration before taking investment tips

Anyone claiming to be a Sebi-registered investment advisor or research analyst must provide a valid registration number

Gold soars 60% since March 2024 to cross Rs 95,000: Should you invest?

Gold prices are on a historic tear, with Comex Gold Futures surging to $3,407 per ounce, marking a staggering 60% gain since March 2024

Staggered or lump sum? Here's how to invest in equities this quarter

For tax efficient fixed income alternative solutions, 20% - 25% of the portfolio may be allocated in Conservative Equity Savings funds (minimum 3 years holding period)