Personal Finance

Life insurance covers death caused by terrorist attacks, with riders

Everyone with financial dependants should purchase life insurance. Individuals residing in sensitive or high-risk areas should make it a priority to buy this policy at the earliest

ATM withdrawals to cost more after free limit from May 1

From May 1, ATM withdrawals beyond free limits will cost ₹23 per transaction, as RBI hikes the cap on bank charges.

EPFO makes pension claims smoother: 5 updates you should know about

IT upgrades and simpler process leads to 'less paperwork, faster processing' of claims

Govt notifies ITR forms; LTCG up to Rs 1.25L allowed under ITR-1, ITR-4

ITR forms 1 and 4 for assessment year (AY) 2025-26 are to be filed by individuals and entities with total income of up to Rs 50 lakh a year

SBI General launches custom home insurance: How it compares to others

SBI General Flexi Home Insurance lets you customize coverage for fire, theft, valuables & more, with a one-time premium for up to 20 years. Tailored protection for owners & tenants alike

Physical or digital, why gold always glitters for Indian investors

Indians continue with 'safe haven' investment, physical or digital, as financial awareness grows

Paid EMIs but got no home? SC steps in to probe builder-bank scams in NCR

The Supreme Court has ordered a CBI investigation into builder-bank frauds affecting homebuyers in NCR, particularly focusing on stalled housing projects and failed subvention schemes.

In tech GCCs, gender pay gap jumps from 4% at entry to 16% at senior level

BFSI GCCs: Average gender pay gap is 26.3%; it spikes to 30% in tech roles and 23.8% in senior positions.

List of bank holidays in May 2025: Check before planning a branch visit

Holidays in several states will see banks closed on some days, though ATMs and online services will be available

Lawyer Arun Kathpalia buys bungalow in Delhi's Golf Links for Rs 69 cr

Golf Links and Sunder Nagar have emerged as particular favourites for lawyers due to their proximity to the high court and the Supreme Court.

Bought gold in India? Data shows why you have been winning all along

Gold has delivered reliable returns when measured in Indian Rupees (INR) - even over long timeframes, which means it has consistently appreciated in value for Indian investors.

New Nippon funds close April 30, experts say tread with caution

Nippon's new NFOs promise low-cost exposure, but analysts warn: don't confuse passive investing with guaranteed returns. Know the risks before diving in.

Final call! Clear your tax disputes under VSV 2.0: Here's how

Taxpayers must not make errors in filing applications and calculating disputed amount, says expert

With markets on edge, is it time to rebalance portfolio: Expert view

Short-term investors and those who don't want risks should consider rebalancing sooner, says Rajiv Sharma

Expense ratio: Shun active funds with high costs, inconsistent performance

A higher expense means a larger portion of the return goes to the asset management company

Motilal Oswal sees gold touching Rs 1.06 lakh-advises buying on corrections

The first quarter of 2025 has been exceptional for both gold and silver, with gold posting gains of approximately 18%.

Gifting dollars to NRI kids? RBI's 180-day rule could trip wealthy Indians

If an NRI wishes to gift offshore funds, the funds must first be brought back to India and then remitted abroad. Non-compliance with this requirement can lead to penalties and legal complications.

Discounts and deals for Akshaya Tritiya: Gold, homes, scooters, travel

Real estate, ecommerce, travel companies woo customers on auspicious festival

Bank holidays in May 2025: 12-day state-wise schedule and key dates

In May 2025, banks are scheduled to remain shut for 12 days due to state-wise regional and national holidays. Check complete list here

Only 39% of equity funds beat benchmarks in March: Large Caps lead the pack

Large Cap Funds was the best performing category where 71.88% of the schemes outperformed the benchmark.