Personal Finance

Using MTF? Keep sufficient cash for margin calls, avoid forced selling

Investors should restrict margin trading facility use to liquid stocks, maintain adequate cash buffers for margin calls, and avoid excessive leverage during periods of market stress

Gold loan repayment option: Choose based on cash flow, not loan eligibility

Compare total cost and maintain a buffer to reduce auction risk

Fixed deposits emerge as a safer option amid RBI pause and market swings

With the RBI holding interest rates steady and equity markets facing uncertainty, fixed deposits offer investors a low-risk option to compare returns across bank tenures

Luxury bed linen gains ground as better sleep becomes a wellness priority

From Egyptian cotton and handcrafted quilts to hotel-inspired duvets, India's affluent class is spending more on premium bed linen as sleep becomes a key part of wellness

RBI's loan pricing revamp: Experts explain what could change for borrowers

Regulator is standardising how loans are priced. Here's what it could mean for EMIs, transparency and future rate cuts.

Fund review: SBI ELSS Tax Saver Fund

Fund review: SBI ELSS Tax Saver Fund

Can NRIs invest in PPF? What rules say for people who have moved abroad

Know whether NRIs can invest in PPF, continue existing accounts, extend them after maturity and withdraw the corpus

SGB premature redemption in August: These investors can exit early

Eligible Sovereign Gold Bond investors can redeem select tranches this August. Check the redemption dates, deadlines and rules

Ensure product suitability so you stay the course with life insurance

Low policy persistency often reflects unsuitable product choices. Careful evaluation of insurance needs, affordability and investment goals can help policyholders avoid lapses and stay invested.

PNB offers up to 6.6% on FCNR(B) FDs; how SBI, HDFC, ICICI compare

NRIs can now earn up to 6.6% on FCNR(B) FDs as banks revise rates. Here's how leading lenders compare

Debit card blocked without notice? Bank ordered to pay Rs 1.25 lakh

The ruling says fraud prevention cannot override a bank's duty to inform customers before blocking their debit cards

EPFO portal upgrade: Can't find your old PF account? Here's what to check

EPFO's upgraded portal lets members trace forgotten PF accounts and check if old records are linked to their UAN

Could UPI payments become chargeable? Here's what the new Bill says

The proposed Bill doesn't impose MDR yet, but it gives the Centre the power to decide which digital payments remain free

India's biggest developer is betting ₹2,000 cr on luxury retirement homes

DLF's planned ₹2,000-crore senior living project in Gurugram reflects a broader shift as affluent Indians rethink where-and how-they want to spend their retirement

India's ₹3.1 lakh cr commercial property market is just a mutual fund away

Edelweiss launches India's first REIT-based index fund

Buying a car? A used one could still save you 20-25% over five years

Rising new-car prices are driving first-time buyers to the used-car market, which is expected to cross 7 million sales this year

Foreign money stages Rs 67,520-cr comeback in July; consumer, metals lead

FPI sentiment turns positive after Rs 53,910-crore selloff in June, but autos, capital goods remain out of favour

Missed the ITR filing deadline? Here's how to file now, what it will cost

Taxpayers can still file a belated return by December 31, but they may have to pay a late fee, interest and forgo certain tax benefits available with timely filing

Homebuyer loses parking dispute after neighbour occupies slot: Here's why

The court said parking rights are governed by society by-laws and do not automatically pass to the new flat owner

Madhuri Dixit sells commercial office for ₹4.85 crore, nearly 9-fold return

From ₹52.5 lakh to ₹4.85 crore: Madhuri Dixit's office investment clocks 824% gain