Cash Flow

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Cash-flow-based lending will become increasingly important for financing new-age industries like data centres, solar manufacturing and technology-driven businesses, a senior bank official said on Friday. Banks need to develop new lending models, as emerging businesses may not have the traditional collateral required for bank finance, the official added. "Unless banks are able to find ways to fund these kinds of new businesses, whether it is pharma or technology, new technology...tangible security per se, the banks necessarily need to move from just collateral of security," Ashwini Kumar Tewari, Managing Director at State Bank of India, said at a financial market conclave hosted here by BCC&I. Tewari said SBI is already looking at cash-flow-based lending and is applying such models to emerging sectors. "We are also looking at cash flow-based lending. We are already doing that. We call it CHAKRA, he said, adding that "it is a very big device because it is very emergent in the world .

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S&P 500 and Nifty 50 offer free cash flow yields of 2.7 per cent each, compared with 5 per cent for Europe's Stoxx 600, according to market data

A strike by cash-loading staff of cash management companies may disrupt ATM cash replenishment in several states as workers press for higher wages

ICRA says states increased use of the RBI's Special Drawing Facility in FY26, while reliance on Ways and Means Advances and overdraft facilities fell to five-year lows

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Market regulator Sebi on Monday proposed allowing InvITs to add payments made for major maintenance of road projects back into Net Distributable Cash Flow (NDCF) computation, capped at the amount funded by external debt. This mechanism should apply only to the 'Roads and Bridges' sector and requires strict unitholder approval. The proposal came after the Securities and Exchange Board of India (Sebi) received representation from the Bharat InvITs Association (BIA) regarding the treatment of debt availed by InvITs for incurring major maintenance expenses of road projects while calculating the NDCF. The industry association highlighted that although major maintenance (MM) expenses extend the road's life and enhance its quality, they cannot be capitalised under generally accepted accounting principles because they do not generate future economic benefits, such as extended concession periods or increased toll revenue. Since InvITs (infrastructure investment trusts) holding road projects

India's cash logistics industry has proposed flexible ATM replenishment cycles to reduce fuel consumption and operating costs amid rising fuel prices and wage pressures

Oracle has eliminated nearly 30,000 jobs globally as huge investments in AI data centres and infrastructure strain its finances despite strong revenue growth

Mandating such a shift may not solve the problem. Ignoring information gaps and banning collateral risks weakening the financial system and could reduce, not expand, credit supply

Equities turnover muted for 2nd month; F&O posts double-digit rise in August

From blueprint to build, growth gears for real estate major click into place

The decline in volumes for cash and derivatives markets stems from distinct factors. The cash market has slowed mainly due to the broader market correction

Net liquidity in the banking system was in a deficit of ₹2.32 trillion as of Thursday, and has been in deficit mode for the past fourteen consecutive weeks

Analysts expect recovery once market stability returns

Despite no Budget FY26 provisions, OMCs may be partially compensated for LPG under-recovery

Commercial projects on Golf Course Road, Gurugram, received an occupancy certificate in Q3FY25 and are 40 per cent leased out

Public offer expected to comprise a fresh issue of around Rs 350 cr and an offer for sale by earlier shareholders

Amid increased scrutiny of price action in the SME segment by regulators and investors alike, a looks at their fundamentals in a three-part series. Part-1 examines sharp decline in operating cash flow