EMI

Prioritise repayment of secured and high-cost loans, and consider refinancing or consolidation to cut interest costs

A shallower rate-hike cycle could still strain household budgets as higher EMIs, elevated inflation and uncertain wage growth weigh on borrowers

Cap total equated monthly instalments at 40 per cent of take-home income, choose a manageable tenure, and check prepayment terms

RBI changes the policy stance to "calibrated tightening" from neutral

The RBI’s Monetary Policy Committee has raised the repo rate by 25 basis points to 5.5%. For floating-rate home loan borrowers, the impact depends on the loan’s benchmark and reset date. For example,

Consider our checklists on how to navigate the long-term financial commitment

Nearly half of high-value electronics purchases are expected to use affordability options, while biometric authentication is seeing higher payment success rates

Compare the annual percentage rates across players, and also compare the total cost of cash and EMI options to understand the actual cost

Key compliance clarifications on using RoDTEP scrips for deferred customs duty and MIP rules for PVC imports under the Advance Authorisation scheme.

Taking a loan is one part but managing it well is what matters long term

EV major Tesla India on Tuesday said it has launched various initiatives, including an EMI scheme, to lift weak sales in the country. To encourage customers switching from the petrol and diesel cars to electric, Tesla said it is offering Rs 3 lakh exchange incentive. Besides, customers can now purchase the Model Y at a monthly installment starting from Rs 49,000, with a down payment of just Rs 6 lakh significantly lowering the barrier to entry for premium electric vehicles, it added. Tesla India commenced deliveries of Model Y in September last year. As per the EV sales data shared by FADA, Tesla India has managed to sell 225 units last year. Overall electric passenger vehicle retail sales rose to 1,76,817 units last year, up 77 per cent as compared with 99,875 units in 2024 calendar year. By switching to Tesla Model Y the customers can achieve savings of up to Rs 20,000 per month through reduced fuel and maintenance costs, underscoring the long-term cost benefits and lower total

A husband cannot assert exclusive ownership over a property jointly acquired and registered in the name of both spouses, solely on the basis that he paid the EMIs, the Delhi High Court has held. A bench of justices Anil Kshetarpal and Harish Vaidyanathan Shankar made the observation on September 22. "Once the property stands in the joint names of the spouses, the husband cannot be permitted to claim exclusive ownership merely on the ground that he alone provided the purchase consideration," the court said. It said the husband's claim would contravene Section 4 of the Prohibition of Benami Property Transactions Act, which bars a person, claiming to be the real owner of the property, from instituting any suit, claim or action to enforce rights against any other person in whose name the property stands. In her petition before the high court, the wife also claimed that 50 per cent of the surplus amount belonged to her, asserting that it formed part of her stridhan (a woman's absolute a

Struggling with home loan EMIs? In the early years, most of your payments go into interest, not principal — making your loan feel endless. But there’s a smart repayment hack that can cut a 25-year

The RBI recently surprised the markets with a 50-basis-point cut in the repo rate, bringing it down to 5.5%.

A personal loan is a quick and easy way of getting some money to tide over a cash crunch

A 30-day delay can cause a substantial drop in credit score, lowering your score by 90-100 points and even more

The move comes after Reserve Bank of India reduced the policy repo rate by 25 bps on Friday

The exact gain for each home loan borrower will depend on their current principal outstanding and interest rate

Blinkit's EMI feature aims to boost customer loyalty by providing flexible payment options for higher-value orders

Compare the EMI price with the regular cash price to ensure you're not overpaying on your no-cost EMI