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The step will improve savings but impact on credit scores depends on the loan and the lender's rules

The AI avatars, often designed to appear in sharp business attire, adopt a firm tone and use legal language to nudge customers into making repayments during the call

A good CIBIL score helps, but lenders also weigh income stability, debt load, and spending discipline before approving your loan

The pace of credit growth on a Y-o-Y basis in retail and industrial credit also moderated in June 2025, Reserve Bank of India (RBI) data showed

The leading contributing factors were the lack of softened interest rates, increase in risk weights on unsecured loans, and broader macroeconomic challenges

Take advantage of effective strategies to reduce home loan interest rates on monthly payments. Explore some simple tips to stay aware of how to reduce your EMIs.

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