Top-up Home Loan

Affordability drops marginally in NCR amid premium-led rise in weighted average prices

Buying a house too early can feel like success - but as Vijay Maheshwari warns, true financial freedom comes from cashflow, not concrete.

As of June 2025, home loans, according to the Equirus note, grew 12.8 per cent y-o-y to Rs 41.2 trillion, led by state-owned banks (+15.5 per cent y-o-y) and NBFCs / state finance banks

Linked to your existing home loan, top-up loans offer lower rates and longer tenures than personal loans, but experts say repayment discipline is key.

A look at how major banks and housing finance companies are pricing their loans for new borrowers.

Avoid overleveraging or using these funds to finance non-essential lifestyle expenses

In a health emergency, speed of disbursement is more important than cost

Here is how the home loan to-up rates offered by various banks stack up

Here's how the top-up loan by different banks and institutes stack up