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Tuesday, December 02, 2025 | 10:52 PM ISTहिंदी में पढें
Big banks, or more agile banks? Sector ripe for disruption amid tech shift
As data, payments, and deposits shift to tech giants, regulators must rethink corporate ownership and competitive rules
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In the era of huge tech innovation and fast-changing customer expectations, banks and regulators have to be quicker on their feet than they were before. (ILLUSTRATION: BINAY SINHA)
Finance Minister Nirmala Sitharaman said the other day that the government was in talks with the Reserve Bank of India (RBI) to consolidate the six public sector banks that were left out of the previous merger process. These banks include larger ones like Bank of India, as well as medium and smaller banks such as Central Bank of India, Indian Overseas Bank, Punjab & Sind Bank, Bank of Maharashtra, and UCO Bank.
The big question is: Do we want big or agile? It is not that size isn’t important in banking, but agility is what
Disclaimer: These are personal views of the writer. They do not necessarily reflect the opinion of www.business-standard.com or the Business Standard newspaper
Topics : BS Opinion private sector banks Banking sector
