Personal Finance News
PERSONAL TAX 
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No extension of ITR filing deadline; over 56 mn FY21 returns filed so far
Revenue Secretary Tarun Bajaj said ITR filing is going on 'very smoothly'
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Just 3 days left for filing ITR, what happens if you miss the deadline
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Income Tax refunds of over Rs 1.49 trillion issued so far this fiscal
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Over 46.7 mn ITRs filed for FY21 so far, 1.54 mn alone in single day
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Over 45 million income tax returns for FY21 filed till December 26
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INSURANCE
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Senior citizens should buy health plans with lifelong renewability option
Buy a plan with a short waiting period for pre-existing diseases and low co-pay
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Insurance brokers' advice to become crucial amid tighter underwriting norms
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Zone-wise premiums, consumables cover now available in health insurance
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Voluntary exit from term plan could rob nominee of windfall, say experts
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BS BFSI Insight Summit: Onus on life insurers to transform biz, say experts
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EXPERT OPINION
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Keeping your head when others are losing theirs
Pointing to gold, the only important exception to the intrinsic-value rule is a very weak justification for arguing ...
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Partnership firm can file consumer complaint
The National Commission observed that the generator set was not purchased for resale, but for self-employment and to ...
LOANS
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Higher interest rates, limited tenures drive used-car loan EMIs up
Consider top-up home loan and personal loan; they are cheaper and you could get 100% financing
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Balance transfer your personal loan only if interest gap is 0.5-1% or more
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Exercise due diligence, avoid digital lenders that make borrowing too easy
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Forget Squid Game, here are some strategies to get out of debt in real life
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Prevent auto-debit failures by registering once again, say experts
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CREDIT CARDS
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Visa Inc's Amazon blues will shape the digital cash debate
E-commerce and social media giants could use this cash flowing into their tokens to offer credit to merchants, with repayments deducted on every ...
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Want low-interest loan this festive season? Need a credit score over 750
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New auto debit rules of RBI to kick in from Friday: What you need to know
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Explained: What tokenisation means and how it will affect card users
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Should you ditch your credit card and consider 'buy now, pay later'?
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Q&A
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Can one challenge the rejection of insurance claim? Expert answers
The first reason could be non-disclosure during the purchase of insurance. Information and disclosures mentioned in the ...
REAL ESTATE
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Upcoming and affordable properties in Mumbai's Shil-Thane
Property prices are very attractive to users on a budget, ranging between Rs 4,300-6,600 per sq ft
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Home loans need a more stable benchmark
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Hard to get capital gains benefit for joint houses
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Realty check within budget of Rs 1.5-2 crore
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Options for buyers when builder goes bankrupt
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MUTUAL FUNDS
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Cautious investors may shift to an index fund in mid-, small-cap categories
When selecting an index fund, pay attention to fee and tracking error
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Limit credit fund exposure to 10%-15% of portfolio, advise experts
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Investors need to adopt a barbell strategy for debt-oriented funds: Experts
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GOLD
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Choosing a delightful venue from an array of choices for your grand wedding
It's the venue that sets the tone of the wedding, and once you've chosen the perfect place, managing the food, flower ...
- Web ExclusiveBuy gold on dips in the short term as a hedge against rising prices
- What is digital gold and what are pros and cons of investing in it?
- Buying gold jewellery this Dhanteras? Insist on hallmarked products then
FIXED DEPOSITS
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As banks up interest rates, stick to lower-tenure FDs for the present
Rate increases have only begun; doing so will allow you to reinvest your money at higher rates later
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Bank FD to fetch negative real interest with elevated inflation
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INVESTMENTS
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Tilt portfolio towards large-caps for smoother path amid market volatility
These funds have contained downside risk better than mid- and large-cap categories in past downturns
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Make judicious investment choices when entering NPS and stick to them
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SPENDING
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Tips on choosing an electric room heater to keep the winter cold at bay
There are many kinds available at different price points in the market. Go for one that is compatible with the space ...
- With ATM withdrawals set to get costlier, reduce dependence on cash
- Web ExclusiveBring home the power of the sun and save big on electricity bills
- Web ExclusiveRejuvenating sessions at India's finest retreats for the stressed urban lot
- Web ExclusiveTips on sprucing up your outdoors with a little bit of mother nature
SAVINGS SCHEMES
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Assets under management of NPS, APY cross Rs 6.99 trn: PFRDA
Total assets under management (AUM) as on January 1, 2022 stood at Rs 6,99,172 crore, PFRDA said
- Interest rates on small savings schemes unchanged for Q4FY22
- NPS generated good returns for subscribers, says PFRDA Chairman
- 'Save first, spend the rest': A budgeting approach that's easy to follow
- Government approves 8.5% interest rate on EPF for fiscal year 2021
Financial Tools
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