Personal Finance

Home affordability: How to assess your true purchasing capacity?

Work backwards from an affordable EMI, make a bigger down payment than banks require, and stress-test loans against rising interest rates

Quit job before 58? EPFO explains how long your PF earns interest

Leaving your job does not immediately stop EPF interest; EPFO explains the age limit and what happens to your PF corpus

Filed income-tax returns but not received refund yet? How to check status

Waiting for your income-tax refund? Check your ITR and refund status online and find out if further action is needed.

Too many IPOs? How to separate quality from hype during a listing frenzy

Read the RHP, compare valuations and do not chase grey market premiums or listing gains. Investors should check whether the fundraise is for business purposes or for existing shareholders.

Rising bond yields: How should debt fund investors manage duration risk?

Match fund duration with your horizon, stagger fresh investments, and avoid panic exits

ARCs turn to AI, analytics as retail recovery business gains scale

Arcil and other asset reconstruction companies are exploring AI across compliance, collections and recovery analytics as larger retail portfolios increase data volumes and operational complexity

40 years' possession, name in land records do not prove ownership: HC

Karnataka HC ruling clarifies why long possession and incorrect revenue entries cannot by themselves defeat a property owner's title

Smaller cities drive 64% of home loans as volumes surge 81%: Report

Digital processing of housing-finance applications rose to 92% by 2024 from 60% in 2020, while 42% of lenders now get most enquiries online

NPS gets new rules? 10 regulator proposals all subscribers should know

The proposals could widen NPS access, expand digital services and alter how service providers operate

MahaRERA ruling: Developer cannot shift promised stamp duty to buyer

The ruling also addresses unregistered agreements and when buyers can still claim RERA protection

Used-car loan traps: How to reduce borrowing risks, keep EMIs manageable

Compare rates, choose a short tenure, make a larger down payment, and keep EMI within manageable limits

Beyond 10,000 steps: Fitness wearables get smarter about recovery

From watches and screenless bands that track heart rate variability, VO₂ max and sleep to physiological testing, fitness is moving beyond simply working out, but what consumers want to know is if all

Check the best interest rates senior citizens can get on fixed deposits

Senior citizens get a higher rate of interest on fixed deposits across public, private, and foreign banks, as well as small finance banks

Fund review: Franklin India Small Cap Fund

Fund review: Franklin India Small Cap Fund

Housing inflation: Home prices jump 59%, construction costs rise 34%

Construction costs increased 34% between 2021 and 2025, but residential capital values climbed 59%.

You have a salary and a side hustle. Here's how your tax really works

The salary is largely fixed once your deductions are set, but the freelance side is where the planning happens, presumptive taxation keeps it simple and light.

American Express card changes: 2 services to go, rewards also revised

Changes matter to frequent travellers and customers who use Amex for milestone-based rewards and premium benefits

Canara Bank ATM charges: Free limit cut to 5, withdrawal fee now Rs 23

Charge for non-financial transactions beyond the free limit remains at Rs 5 plus GST

Roshan family's property deals grow as Hrithik rents out office for ₹4.8 cr

Hrithik Roshan leases Goregaon office at ₹7.3 lakh monthly

Kamdhenu Realities buys Navi Mumbai land for Rs 150 cr from RPG Life Sci.

The developer plans a destination-scale Grade-A commercial and lifestyle ecosystem on Thane-Belapur Road