Personal Finance

India's housing market hits plateau: Sales flat at ₹3.6 lakh cr in H1 2026

MMR overtakes NCR as India's biggest housing market; Bengaluru grows 25%

Avoid paying a steep premium for foreign ETFs; explore other options

Consider investing through platforms with access to foreign markets or via MFs in GIFT City

Financial foundation: Why insurance and emergency funds must precede stocks

Securing your income and emergency reserves ensures market volatility never threatens your essential financial stability

Live on rent or purchase a home? How to make a decision in your 30s

Balance long-term financial discipline with psychological comfort in making a strategic decision

Rent versus buying a home: How should a young professional decide?

From hidden ownership expenses to opportunity costs, learn how to calculate whether homeownership aligns with your long-term goals

Money mistakes young professionals make in their first 5 years of earning

From lifestyle expenses to missed compounding, the financial habits you build in your first five years can shape your long-term wealth

Large, mid, or smallcaps: Pick the right stock strategy for your portfolio

Whether you are aiming for stability or higher returns, understanding market capitalisation is the key to building the right equity portfolio for your risk profile

Moving from SIPs to direct stock trading? Key skills you need first

Direct stock investing offers higher potential returns, but success requires disciplined research and risk tolerance

Averaging in stocks vs mutual funds: What you need to know before investing

Averaging down can lower your entry costs in quality investments, but blindly buying falling stocks can quickly destroy your capital

Systematic investing in individual stocks: Things to know before starting

Automating stock investments removes emotion from buying, yet without regular research, it can easily lead to costly complacency

Mastering the market: Key rules for long-term wealth creation and trading

How discipline, patience and risk management build real market wealth

Stock Beta explained: What risk and return mean for individual shares

Learn how stock beta measures volatility, helps you weigh potential returns against real-world risk

Why investors need to be cautious after run-up in small-cap funds

With pockets of this segment turning expensive, investors should rebalance if overweight and invest in a staggered manner

Delayed flat possession: Accepting keys won't end interest claim, says HC

HC says buyers can claim interest despite accepting delayed possession; 'zero period' cannot erase earlier default.

Mutual fund tax rules: How SIPs, switches and losses affect capital gains

Each SIP instalment is treated separately for tax purposes. Here is how investors should track purchase dates, calculate gains and deal with switches, IDCW and capital losses

More consumer-friendly insurance? Regulator targets costs, misselling

Lower expense limits, tighter commission caps, stronger misselling safeguards and wider disclosures are part of Irdai's proposed insurance reforms.

46% lack adequate emergency funds, 60% have low health cover: Report

57% of Indians have EMIs, 46% lack 3-month emergency funds and 60% have low health cover

Retirement corpus: Will your savings last a lifetime? 8 factors to check

How much you need after retirement depends on your lifestyle, inflation, healthcare costs, longevity, other income and withdrawal strategy.

Where are ₹2-5 crore homes selling the most? Bengaluru and NCR lead

India's ₹2-5 crore residential segment recorded around ₹1.15 lakh crore in home sales across major residential markets in H1 2026.

India's gold imports fall sharply: Kotak sees 'good, bad and ugly' outcomes

Is demand falling or imports going unofficial?