National Consumer Disputes Redressal Commission (NCDRC), presided by Justice K S Chaudhary, denied the insurance claim while dismissing the revision petition filed by Karnataka resident G Siddesh against Karnataka state commission's order.
The state commission had dismissed Siddesh's appeal filed against a district forum's order, which had dismissed his complaint seeking insurance claim for his damaged truck.
"In the case in hand against the capacity of five, there were 12 passengers in the vehicle which was clear cut violation of terms and conditions of the policy and in such circumstances, the petitioner was not entitled to any claim...And state commission has not committed any error in affirming order of district forum dismissing complaint," the NCDRC said.
"The state commission rightly observed that complainant (Siddesh) has not produced any documentary evidence in support of his illness and rightly dismissed appeal as barred by limitation," it said.
Siddesh had earlier told the district forum that his truck, insured by a ICICI Lombard General Insurance Co Ltd, met with an accident on June 3, 2012, and got severely damaged.
Aggrieved by this, he filed a complaint with the district forum, alleging deficiency on company's part.
The firm, however, submitted that as per registration certificate, vehicle had sitting capacity of five whereas, at the time of accident vehicle was carrying 12 persons and in such circumstances, claim was rightly repudiated.